By accessing and using hexaraiqos's financial education website at hexaraiqos.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and hexaraiqos Financial Education Services, located at 67 Honeysuckle St Bendigo VIC 3550, Australia.

If you do not agree with any part of these terms, you must discontinue use of our services immediately. Your continued use of our website and educational programs constitutes ongoing acceptance of these terms as they may be modified from time to time.

hexaraiqos provides educational content and learning programs focused on developing healthy financial habits and improving personal money management skills. Our services include online educational materials, structured learning programs, and educational resources designed to enhance financial literacy.

Users of hexaraiqos's educational services agree to engage with our platform responsibly and in accordance with applicable laws. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

• Provide accurate and current information when creating accounts or participating in programs
• Use educational materials for personal learning purposes only
• Respect intellectual property rights and refrain from unauthorized distribution of course materials
• Engage respectfully with other learners and instructors in any interactive components
• Report any technical issues or concerns to our support team promptly

All content provided through hexaraiqos's educational platform, including text, graphics, videos, audio materials, and interactive elements, is protected by Australian and international copyright laws. hexaraiqos retains all rights to educational materials, course structures, and proprietary methodologies.

Users receive a limited, non-exclusive license to access and use educational materials for personal learning purposes only. This license does not permit redistribution, commercial use, or modification of our content without explicit written consent.

hexaraiqos is committed to protecting user privacy and personal information in accordance with Australian Privacy Principles and applicable data protection regulations. We collect and use personal information solely to provide educational services and improve user experience.

Personal information collected may include contact details, learning progress data, and engagement metrics. This information is used to customize educational experiences, communicate program updates, and provide technical support when needed.

Payment for hexaraiqos's educational programs is processed securely through approved payment providers. All fees are quoted in Australian dollars and include applicable taxes where required. Payment is due at the time of enrollment unless alternative arrangements have been specifically agreed upon.

hexaraiqos's educational services are provided "as is" without warranties of any kind, either express or implied. While we strive to provide accurate and helpful educational content, we cannot guarantee specific outcomes or results from participation in our programs.

hexaraiqos's liability is limited to the fees paid for educational services. We are not liable for any indirect, incidental, or consequential damages that may arise from use of our educational platform or materials.

hexaraiqos reserves the right to modify these Terms of Use at any time to reflect changes in our services, legal requirements, or business practices. Users will be notified of significant changes through email or platform notifications at least 30 days before modifications take effect.

Continued use of our educational services after term modifications constitutes acceptance of the updated agreement. Users who do not agree with modified terms may discontinue service use and request account closure.

Either party may terminate this agreement at any time. Users may close their accounts by contacting our support team. hexaraiqos reserves the right to suspend or terminate accounts that violate these terms or engage in prohibited activities.

Upon termination, access to educational materials and platform features will cease. Users may download completed coursework and certificates for personal records before account closure. Terminated accounts may be subject to data retention policies as required by law.